Your investment horizon and comfort level with risk determine whether large-cap funds are best for you. Investment periods of five to seven years often yield positive returns. That doesn’t rule out the possibility, but does increase the likelihood, of these funds being negatively affected by a slowdown. For this reason, large-cap funds are preferable if […]
The majority of people’s earnings go toward paying off debt. The debt market is comprised of various mechanisms that facilitate the buying and selling of interest-bearing loans. As a result of this widespread perception, many conservative investors choose purchasing debt securities rather than stocks. Returns on debt investments are, however, lower than those on equity
Investing in an ELSS mutual funds, which is also called an Equity Linked Savings Scheme, can help you reduce the amount of your investment income that you have to pay taxes on. It is a mutual fund that invests in a wide range of stocks and shares. This gives you access to the stock market
To purchase a direct plan in mutual fund, you deal directly with the mutual fund (usually from their own website). In contrast, you can acquire a Regular plan by contacting a financial consultant, broker, or distributor (intermediary). Brokers typically receive a commission from the mutual fund firm in the case of a standard plan. The
When you use a SIP to put money into a mutual fund scheme, you will buy a set number of fund units. Since SIP investors make money when the market goes up and when it goes down, there’s no need to try to time the market. Let us view the what is SIP in mutual
